Rear-end collision on Luitpoldstraße, minor bump while parked in the Inselstadt: we inspect the damage where your vehicle is right now.
* For accidents that were not your fault
Maximilian FrommEngineer (B.Sc. in Mechatronics)Member of the Association of German Engineers (VDI)
Until the finished report (Gutachten) is ready, the case goes through five steps. Only the first step is your choice.
For accidents that were not your fault, you choose the expert. If the repair shop or the other party's insurer names someone, that is only a suggestion, not a requirement.
For the appointment, we usually keep the same day free. This way we can promise you the appointment and keep it. For a typical case, the inspection on site takes 30 to 45 minutes.
The finished report is usually ready the day after the inspection. If the work needs more time, we tell you in advance.
The finished report goes to everyone involved at the same time. We stay your contact for technical questions.
We explain the settlement options listed in the report. You decide which option to take.
Maximilian Fromm
Independent vehicle expert for damage and valuation, engineer (B.Sc. in Mechatronics)
Describe your case in five sentences or send three photos of the damage. I will tell you whether a report is worthwhile and what we need.
From the first page to the last, the report comes from one person. As an independent office, we do not work for an insurance company. We work for you, the person whose car was damaged.
The inspection can take place at the repair shop, your home, your workplace or the accident scene itself. We travel anywhere in Bamberg and the surrounding area. We usually set the appointment for the same day. An appointment that is kept matters more than a quick promise.
Describe your case to us by phone. In the first call, we tell you without obligation how to proceed, even if no report is needed in the end.
In the Inselstadt, every access road is narrow. In the harbor area, many trucks and trailers drive there. We come to both, whether the vehicle is at the repair shop, at a towing service or still at the accident scene.
The old town has been a UNESCO World Heritage Site since 1993. The city has its own bylaw (Satzung) for the pedestrian zone. It covers Hauptwachstraße, Maxplatz, Grüner Markt, Obere Brücke, Karolinenstraße and Obstmarkt. Vehicles may enter there on weekdays before 10:30 a.m. and after 6:00 p.m., and only for deliveries and pickups. On Saturdays between 2:00 and 2:30 p.m., a separate window applies. It is only for removing the market stalls after the market. Vehicles must drive at walking speed. The maximum permitted total weight is 7.5 metric tons. Turning around is prohibited. A truck may reverse only with a guide. Keep a distance of two meters from the building fronts. The legal basis is the pedestrian zone bylaw of the city of Bamberg of December 4, 2001, last amended on October 30, 2019. Our check is current as of August 30, 2026. The version currently in force and the signs on site apply.
These rules lead to a recurring damage pattern. We see scrape damage along the whole side of the vehicle when drivers maneuver in narrow lanes. We see impact damage on bumpers and wheel arches, because building bases, guard stones and bollards stick out further into the road than they look from the driver's seat. And we see collisions when reversing, if the guide is missing or stands in the blind spot. This damage looks unspectacular and often costs more than expected, because sensors, paint layers and structural parts lie underneath.
If your vehicle is in the Bamberg old town, we inspect it on weekdays before 10:30 a.m. or after 6:00 p.m. If it is somewhere else, for example at the repair shop, we come to that place.
For damage up to about €750, a repair estimate (Kostenvoranschlag) usually covers the case. Above that, it leaves out items that are part of the full damage.
For accidents that were not your fault, the other party's liability insurance usually pays the costs of the report. Sometimes the claim goes through your own comprehensive coverage (Teilkasko) or collision and comprehensive coverage (Vollkasko). Sometimes you caused the accident yourself. In all these cases, we tell you the price in advance.
Damage under about €750 counts as minor damage (Bagatellschaden). A repair estimate is usually enough for it. For an amount of damage between €750 and €1,500, it depends on the case. Above that, the report is the normal choice. If you suspect hidden damage, a total loss or prior damage, a report is worth it regardless of the amount.
Yes, we cover the whole Nuremberg Metropolitan Region. Bamberg and the Bamberg district are firmly part of it.
Yes, with one limit: on weekdays we can reach the old town only before 10:30 a.m. and after 6:00 p.m. If your vehicle is in the Inselstadt or the Bergstadt, we schedule the inspection for the early morning or the evening.
In Bamberg, we usually set the appointment for the same day. For a typical case, the inspection on site takes 30 to 45 minutes. The finished report is usually ready the next day.
Four to six weeks for review and payment are usual. If the claim settlement (Regulierung) takes much longer, or the insurer reduces the payment, that is a matter for your lawyer. We are happy to answer questions about the technical side of the report by phone.
For accidents that were not your fault, you decide who writes the report. The repair shop and the other party's insurer often name an expert, but that stays a suggestion, not a requirement.
Tell us about it, even if it happened long ago. Repaired prior damage and unrepaired old damage are two different matters. In the report, we place both clearly in relation to the current event. If this separation is missing, that can give the insurer a reason for a reduction.
Warning: Start the repair only after the inspection. The extent of damage that has already been repaired can no longer be proven. Contact us before the repair starts.
Yes, in Bamberg this is even the most common case. We document scrape damage along the whole side of the vehicle, contact marks on bollards and bases, and damage at the wheel arch. We treat it like rear-end collision damage. For long scrape damage, the insurer accepts all affected parts only if the documentation is clear and complete.
Have these ready: the vehicle registration certificate (Fahrzeugschein), your contact details and a file number from the insurer or the police, if you already have one. We discuss everything else on site.
The expert answers your call personally, with no call center in between. Your free initial assessment of your case does not obligate you to anything.
Sources: Recognized as a UNESCO World Heritage Site since 1993. Information on location, districts and the course of the Regnitz comes from the city of Bamberg and the Wikipedia entry “Bamberg”, as of the query on August 30, 2026. The pedestrian zone bylaw (Satzung über die Sondernutzungen im Fußgängerbereich Innenstadt) of the city of Bamberg applies in the version of December 4, 2001, amended on October 30, 2019, last accessed on August 30, 2026.
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